November 18, 2024

Affordable options and helpful tips - IVF price examples and money saving tips for fertility treatment abroad

The decision to undergo reproducitve international treatment can raise many questions, especially in terms of cost. In this article, I will give you a comprehensive overview of the costs of IVF and other therapies in reproduction centres with a special focus on Northern Cyprus. Find out how to find the best prices and avoid hidden costs.


Table Of Contents

Introduction to the cost of IVF and ICSI treatment when travelling to Europe

The associated expenses of IVF therapy can vary greatly. Factors such as the country, the IVF facility abroad, infertility centre and individual needs play an important role. In order to make an informed decision, it is important to understand the different components and extra expenses. In this blog post, I will specifically discuss the in-vitro costs of procedures in Northern Cyprus, as this country is a popular choice for many couples on their journey to conceiving.

IVF and Costs in Europa

How much does a infertility treatment abroad cost? A comprehensive overview of IVF costs abroad with or without your own eggs

Comprehensive overview of the costs of IVF treatment abroad: Insight into fertility clinic treatment provider and infertility treatment costs in Europe

When considering reproductive oversea treatment, it is important to keep an eye on all invitro costs incurred abroad for treatment. The overall costs of IVF are made up of various components that are not always immediately obvious or are presented as particularly inexpensive for marketing reasons. The following is intended to provide an overview of the main cost items in order to enable realistic planning for international patients.

The Costs of IVF in Europe: Key Expenses of IVF Treatment Abroad and Why IVF Clinics Abroad Are Cheaper in Europe

 The most important costs include the following expenses:

  • Costs for the preliminary examinations: These can vary from country to country. In some countries, health insurance companies cover the costs of preliminary examinations such as blood and hormone tests, spermiograms, ultrasound examinations, tubal patency tests or the removal of fibroids and polyps.
  • Costs for the actual reproductive therapy: These include the actual in-vitro fertilisation including egg retrieval, fertilisation and embryo transfer. Prices vary depending on the hospital and country. In some countries, these costs are partially covered; in France, single women are also paid for up to 4 IVF cycles.
  • Medication costs: Medication to stimulate the ovaries and prepare the uterus can account for a significant proportion of the costs. These costs are often not included in the reproductive health costs and must be budgeted for separately. The cost of medication in France is currently around the cheapest option with 50% less costs than in Switzerland.
  • Laboratory and diagnostic costs: Various tests and laboratory examinations before and during the process are additional and vary according to individual needs and the chosen treatment protocol.
  • Why costs are often lower abroad: In many countries known for such as the Czech Republic, the cost of living and salaries of medical staff are lower than in some IVF destinations in Europe such as Western Europe. This allows infertility centres to offer their services at lower prices without compromising the quality of treatment. In addition, in some countries there are special state subsidies and tax breaks for healthcare facilities, which further reduce the total cost.

What do patients need to consider when planning to have children? Hidden and additional costs for fertility treatment, clinics and cost of travel abroad

In addition to the obvious costs of the IVF procedures, there are also hidden IVF costs that are often overlooked by many patients:

  • Travel costs (flights, accommodation, meals): You may have to travel abroad several times, which can drive up the cost of flights, accommodation and meals. Plan these costs in advance to avoid surprises.
  • Translation and interpreting costs: If the therapy takes place in a country whose language you do not speak fluently, costs for translation and interpreting services may be incurred, especially for important counselling sessions and the signing of contracts.
  • Costs of your treatment or medication: During treatment, additional medication or in vitro treatment costs may become necessary that are not included in the original price, such as additional hormone administration or extended laboratory tests.
  • Costs for aftercare and check-ups: Follow-up examinations may also be necessary after the embryo has been transferred. These costs should also be factored in, especially if these examinations have to be carried out abroad.

Cost differences and total costs per country for treatment abroad

The choice of country to undergo a range of fertility treatments has a significant impact on overall expenditure. In addition to the direct fecundity costs, the cost of living, travelling costs and any additional fees also play an important role. There are major differences between countries that should be taken into account in order to make the best financial decisions.

Comparison of costs in different countries: For example, IVF expenses in countries like Czech Republic or Greece are often significantly lower than in Germany or Switzerland. However, these savings can be offset by higher travelling costs or more expensive stays in certain countries. It is therefore important to keep an eye not only on the costs of treatment, but also on the total costs.

How the choice of country can influence costs: A country with favourable treatment costs and an affordable cost of living can make a significant difference to the budget. However, prices should not be the only consideration, but also the quality of medical care, the legal aspects and framework for IVF and the availability of the desired treatment IVF options. A balanced comparison of these factors can help you to find the best overall package for your fertility journey. 

What does artificial insemination cost? Cost factors that influence the price 

Various factors can influence the cost of invitro procedures and therefore the total cost of treatment: 

  • Number of cycles required: A single IVF round is often not enough. The probability of success increases with the number of cycles carried out, which naturally also increases the cost of in vitro fertilisation.
  • The woman's age and state of health: Age and state of health play a major role in the choice of treatment protocol and therefore also in the costs. Younger patients often have better chances of success and may require less intensive infertility treatment.
  • Choice of medical centre (private or public): The choice between a private and public centre can also have a big impact on costs. Private centres are generally more expensive, but often offer more individualised care and shorter waiting times.

IVF and Costs in Europa
IVF and Costs in Europa

Understanding IVF costs in Europe: What you need to know about IVF costs abroad and commonly overlooked costs

Typical IVF treatments at a fertility centre abroad and what you should know about the ivf costs abroad 

If you are considering in vitro treatment abroad, it is important that you find out about the different treatment methods and their costs. These can vary greatly depending on the hospital and country. Here you can get an overview of the most common treatment methods and find out which costs are usually included and where you may incur additional expenses. 

IVF treatment: The basis of fertilisation 

In vitro fertilisation (IVF) is one of the most frequently used methods of medically assisted reproduction or reproductive medicine for infertility. In IVF, the woman's eggs are fertilised outside the body and then transferred into the uterus. This method is particularly useful if natural fertilisation has failed. How much does in vitro fertilisation cost? The cost of a fertility procedure varies greatly depending on the health centre and country. In addition to the basic cost of the treatment, there may be added costs for medication, genetic testing and other services. It is therefore important to keep an eye on all possible extra costs and to obtain comprehensive information in advance to avoid surprises. 

ICSI: A solution for sperm problems 

Intracytoplasmic sperm injection (ICSI) is a special technique in which a single sperm is injected directly into an egg. This method is often used when sperm quality is limited, e.g. when the number or motility of sperm is low. In Northern Cyprus, ICSI is usually included in the price of treatment, whereas in other countries it often has to be paid for separately. 

Blastocyst culture: higher ivf success rates through longer cultivation 

In blastocyst culture, the embryos are cultivated until the fifth day before they are transferred to the uterus. This method enables a better selection of embryos and can increase the chances of a successful pregnancy. In Northern Cyprus this procedure is usually included in the basic price, in some other countries and IVF centres additional fees may apply. Please note that third day embryo transfer, as practised by some centres, often results in lower success rates. 

Popular: ivf and egg donation treatment costs, double donation and sperm donation 

Oocyte donation, embryo donation and sperm donation are options for couples or individuals who have difficulties with natural reproduction. These treatments are often necessary if there are problems with the quality or availability of the couple's own eggs, embryos or sperm. The costs for these additional procedures vary greatly depending on the country, infertility centre and legal framework. 

What does IVF or an Egg Donation cost in Europe? In Northern Cyprus, these treatment costs are usually included 

There are certain costs that are included in most reproduction procedures. However, it is important to confirm these in advance to avoid unexpected costs: 

  • Ultrasound examinations: Regular ultrasound examinations are important to monitor the treatment. In Northern Cyprus they are often included in the price, in other countries costs may apply.
  • Counselling and aftercare: Counselling and aftercare are important components of treatment. In Northern Cyprus, these services are usually included in the price; in other countries, additional fees may apply, particularly for the initial consultation.
  • Egg retrieval and anaesthesia: Egg retrieval is performed under a light general anaesthetic. In Northern Cyprus, the cost of the anaesthetic is usually included in the treatment price, but this is not always the case in other countries.
  • Sperm donation: If the partner donates their own sperm, the costs are often included in the price. In the case of a third-party donation, costs of around 1000 to 2000 euros may be incurred, depending on the type of donation and the regulations of the specialist centres and the country. In Northern Cyprus, donor sperm is carried out exclusively by Danish sperm banks.
  • Embryo culture and embryo transfer: Embryo culture includes the care of the embryonic cells until transfer. However, there are differences whether the zygotes are cultivated with conventional technologies or with the Embryoscope+. The transfer of zygotes can vary depending on whether one or more embryos are transferred.
    • Cryopreservation: Costs for the cryopreservation and storage of eggs or embryos:
    • Freezing and storage in the first year: included in the price in some facilities, in others there is a charge from the outset.
    • storage costs in subsequent years: These can vary greatly.
  • Cryotransfer (Frozen Embryo Transfer - FET): The costs for thawing and transferring the frozen zygotes can amount to approx. 1000 to 1650 EUR.
  • Translation and interpreting services as well as on-site support: If the treatment takes place in a country whose language you do not speak, costs may be incurred for translation and interpreting services, especially for consultations and signing contracts. Many institutes in Northern Cyprus provide patient counsellors to help with appointment coordination and language barriers.

Hidden additional costs for IVF treatment costs in Europe: Which additional services really make sense? 

In addition to the costs for the basic treatment, further costs may be incurred for so-called "add-ons", i.e. for services that go beyond the standard treatment. Many institutes offer such additional services, the costs of which can vary depending on the IVF institution and method. Some of these additional services have not yet been fully scientifically proven, but can increase the success rate in certain cases. Here you can find out more about typical extra expenses and which options may be useful. 

DNA tests 

Genetic tests are important for assessing the quality of the zygotes and recognising risks. These tests help to select the best embryos and rule out possible diseases: 

  • PGT-A (Preimplantation Genetic Testing for Aneuploidies or preimplantation genetic diagnosis): This test analyses embryos for chromosomal abnormalities. PGT-A is not authorised in all European countries, but where it is available, it can support the selection of the best zygotes.
  • PGT-M (Preimplantation Genetic Testing for Monogenic Disorders): This test specifically searches for monogenic diseases that occur in families. It is particularly relevant for couples with known hereditary diseases.
  • NGS (Next Generation Sequencing): A detailed DNA examination that can reveal additional chromosomal abnormalities. NGS is expensive and not available in all centres, but offers a deeper insight into the genetic quality of the embryos.

IMSI: Refined sperm selection 

Intracytoplasmic morphology-specific sperm injection (IMSI) is a refined method of sperm selection that enables a more precise evaluation of the sperm. IMSI is more expensive than other methods such as microchipping and is not used in all specialist centres. Modern technologies such as Spindle View Technology, supported by artificial intelligence, can further improve sperm selection. 

Embryoscope+: Precise monitoring of the embryo 

Embryoscope+ is a system for continuous monitoring of embryo development. Institutions that use this technology report up to 25 per cent higher success rates. The Embryoscope+ costs up to 1000 euros and is not offered everywhere. In some centres in Northern Cyprus, it is part of the standard offer. 

Assisted Hatching and Embryo Glue 

  • Assisted hatching: In this procedure, the embryo's envelope is made more permeable to facilitate implantation. The costs are between 250 and 500 EUR. The effectiveness is controversial and not all centres offer this method.
  • Embryo glue: This additive is intended to improve the implantation of the embryo. The scientific basis is limited and many medical centres do not use this additive.

Micro Chip, MACS and PICSI: Advanced sperm selection

  • Micro Chip: Uses microchip-based devices to select sperm based on their physical and chemical properties.
  • MACS (Magnetic Activated Cell Sorting): Uses magnetic fields to sort out poor quality sperm to improve selection.
  • PICSI (Physiological Intracytoplasmic Sperm Injection): Selects sperm according to their ability to bind to a special substance that simulates natural fertilisation.

These technologies can cost around EUR 360 to 450, but are not available in all treatment centres and can improve success rates. 

Cryopreservation: freezing and storage 

Cryopreservation and storage: The cryopreservation of eggs or embryos costs around EUR 500, annual storage around EUR 250. The thawing and insemination of frozen embryos can cost around 1000 to 1650 EUR. The prices for freezing, storage and subsequent thawing can vary considerably. 

Process controls: Safety first 

Some facilities use process control systems to ensure that embryos are not mixed up. These additional safety measures are not available everywhere and can be costly.

Optimising the egg cell with PRP treatment: an overview

PRP (Platelet Rich Plasma) treatment is a new method in reproductive medicine for improving egg quality. The body's own plasma, which is rich in growth factors, is injected into the ovaries to support their function and stimulate cell regeneration.

This therapy can be particularly helpful for women with a diminished egg reserve or for women who do not respond well to hormonal stimulation. Although PRP treatment is still at the experimental stage, it is showing promising results and could be a valuable option for women who want to increase their chances of successful IVF.

Further complementary treatments 

There are also a number of other reproductive medicine treatments such as the ERA test (Endometrial Receptivity Array) or the use of PRP (Platelet Rich Plasma) and stem cell therapies. These methods are often not yet fully scientifically proven and can be associated with costs and risks. Here youm can find more about Add-ons: click here

Understanding the true cost of overseas IVF is crucial to successful planning - hidden fees and regional price variations can make all the difference."

An overview of the costs of fertility treatment: Which additional costs are often not included and what do IVF treatments cost? 

When planning an in vitro treatment, all aspects of cost should be considered carefully. While most institutes offer all-inclusive prices for the basic treatment, there are many costs that are often not included in the standard price. Here you can find out what costs you may incur and how you can prepare for them. 

Preliminary examinations on site 

Before starting clinical fertility treatment, local preliminary examinations are necessary in many cases. These examinations are necessary to ensure that you and your partner are in good health for the treatment. The costs for these preliminary examinations can vary greatly and are usually not included in the treatment price. Hormone levels and other important health parameters are often determined. 

Costs for blood and hormone tests 

Blood and hormone levels are crucial for customising the treatment plan. These tests are often not included in the basic price of treatment and can vary in price depending on the scope and institute. You should therefore plan for the costs of these tests. 

Surgical interventions 

In some cases, a surgical procedure is necessary to obtain sperm, especially if it cannot be obtained naturally. These procedures include

  • TESE (testicular sperm extraction)
  • Micro-TESE (microsurgical TESE)
  • MESA (micro-epididymal sperm aspiration)

The costs for these procedures in Northern Cyprus are between 500 and 1000 EUR and are generally not included in the standard treatment costs.

Sperm donation 

Costs are incurred for donor sperm, which can vary depending on the type of donation: 

  • Anonymous donation of semen: About 1000 EUR
  • Open donation of semen: About 1750 EUR

With an open sperm donation, you can get to know the donor or at least receive information about him. Sperm donations in Northern Cyprus come from sperm banks in Denmark. Known donors are authorised in some fertility clinics abroad. 

IVF With Donor Eggs

In Northern Cyprus, the price for an anonymous egg transplant is around EUR 5,000, including medication for the donor. Some institutes also offer open egg donation, where the donor travels directly to Northern Cyprus to make her eggs available. This allows for later contact between the child and the donor. Known donors are also possible in certain cases if the recipient has already selected a donor. 

Would you like to learn more about egg donation? A donor I personally know has written a blog article for me. Read on here.

Embryo donation and embryo adoption 

Embryo donation and embryo adoption are other options that can be associated with costs. In a double donation, where both eggs and sperm are donated, two embryos are often guaranteed and the success rate in Northern Cyprus is over 80%, even for women over the age of 50. This option differs from embryo donation or embryo adoption in other countries, where leftover embryos are offered, which may have been tested and are often cheaper, but have a lower success rate. 

Medication for IVF treatments 

The medication for the IVF process is often not included in the basic price and can cost between 500 and 2500 euros per IVF round. In countries such as France, Turkey and many other countries, the cost of medication is significantly lower than in Switzerland, Germany or Austria. It can therefore make sense to buy the medication abroad and combine it with a hospital stay. 

Do you want to learn more about medication? Here you will find a blog article with the typical medication needed for an IVF treatment.

Travel, transfer and accommodation costs 

These costs can vary greatly depending on the country, hospital and type of accommodation. To avoid surprises, it is advisable to obtain detailed cost estimates in advance and draw up a budget plan.

IVF and Costs in Europa
IVF and Costs in Europa
IVF and Costs in Europa

What does IVF in Europe cost: prices for IVF/ICSI, egg donation, double donation, sperm donation and gender selection 

Northern Cyprus clinic offers a cost-effective alternative to many other European countries with high success rates and innovative treatment methods. Here is an overview of the typical and lower costs: 

Average costs of IVF programme abroad and in Cyprus 

The cost of in vitro treatment in Northern Cyprus starts at an average cost of around EUR 3,000, which includes the cost of treatment excluding medication. Prices can vary depending on the centre, but North Cyprus offers competitive prices with high quality. 

IVF abroad with egg donation cost

The cost of an anonymous egg donation starts at around EUR, including medication for the donor. This makes Northern Cyprus an attractive choice for couples who need this option. 

Cost of one IVF abroad for double donation 

The cost of a double donation, in which both eggs and sperm are donated, is around EUR 6,500, including the necessary medication. 

Sex selection and genetic testing, incl. in vitro costs 

The costs for gender selection and genetic tests such as PGT-A (Preimplantation Genetic Testing for Aneuploidies) start at around 5,000 euros, NGS (Next Generation Sequencing) costs from around 6,000 euros. NGS may incur additional costs per embryo. 

Find the best IVF prices abroad: Important tips on cost reduction, reimbursement and health insurance on ivf and egg donation

When looking for the best IVF prices abroad, it is important to be smart and informed. The following tips will help you save money and avoid hidden costs so that you can make the best choice for your fertility treatment. 

  1. Compare several offers: Get quotes from at least 2-3 IVF clinics and compare prices, technologies and services. A detailed comparison will help you find the best options.
  2. Pay attention to the technologies used: Price should not be the only criterion. Check which modern technologies and methods are used and how these can influence the chances of success.
  3. Avoid dubious specialist centres: Make sure that the institutions provide transparent price information and have no hidden costs. Avoid centres with opaque price structures.
  4. Use different email addresses: In some countries, prices vary depending on the email domain. If possible, use an e-mail address ending in '.COM' to get better conditions.
  5. Find out about the refund policy: find out whether the centre offers a refund if the embryo transfer does not take place or the treatment is unsuccessful.
  6. Take costs into account: Plan for the costs of genetic tests, sperm donation, egg donation and cryopreservation. Also find out about the costs of surgical procedures and medication.
  7. Visit the facility on site: A personal visit can help you to get to know the clinic better and finalise your decision.
  8. Pay attention to the quality of the services: In addition to the price, pay attention to the quality of customer service and care provided by the clinic.
  9. Find out about financing options and cost coverage: Find out about financing options, instalment payments and cost coverage by health insurance.

Contact me for your personalised IVF journey abroad

If you are considering fertility treatment abroad, it is important to consider both the right fertility clinic and the best cost of in vitro treatment for your individual situation. I am your expert in finding the best fertility clinic in Europe.

IVF costs in the UK vs Europe: Why clinics in Spain, Northern Cyprus and the Czech Republic offer better value for money

When comparing IVF costs in the UK with options in Europe, you may find that IVF clinics in Greece, Spain, Northern Cyprus and the Czech Republic offer more affordable alternatives. These European destinations are known for their competitive prices and high success rates. Many of their clinics have experienced, multilingual staff who are well equipped to deal with the needs of international patients. This ensures that you receive exceptional care and personalised attention, while benefiting from lower costs.

Why should you contact me?

  1. Up-to-date overview of the best clinics and specialists: I have the latest information on clinics, technologies and specialists and can recommend the best options for you.

  2. Personalised advice for your needs: I analyse your specific situation and find the clinic that suits you best.

  3. Personal recommendations and experience: I have personally visited many clinics and can only recommend the best.

  4. Customised solutions and transparency: I give you comprehensive advice on prices, hidden costs and services.

  5. Planning and implementation support: From the first contact to the final decision, I will be at your side to help you make the best choice.

You can contact me directly

I know that the journey to achieving your dream of having a baby can be full of questions and uncertainty, especially if you are considering IVF treatment overseas. Whether you want to start with IVF using your own eggs or are considering egg donation, I can help you choose 3 overseas clinics that suit your needs. Together we will analyse your initial situation, compare the cost per cycle and quality of treatment in different countries and choose the ideal clinic for you, whether in Spain, the Czech Republic, Northern Cyprus or another country.

It is important to find the best options to fulfil your desire to have children successfully and as stress-free as possible, while avoiding high costs. That's why I can help you decide which country offers the best IVF treatment and the most affordable option. Through a detailed comparison with other countries, we can ensure that you choose the best options for your individual situation.

Contact me today to find out more about your options and take the first step towards building your family. I look forward to helping you find the ideal overseas IVF clinic and providing you with advice and support.

IVF and Costs in Europa
IVF and Costs in Europa
IVF and Costs in Europa
About the Author IVFwithGenderSelection

Hi, I'm Nathalie Wiederkehr from Switzerland! 🌍
As a former tour guide, I've travelled far and wide, exploring not only beautiful destinations but also numerous IVF clinics around the world - all inspired by my own journey with a special wish for a little girl. 💕
When I'm not helping women find the perfect clinic, you'll probably find me hiking a mountain or diving into crystal clear waters. 🥾🤿 My happy place? The laid-back hippie paradise of Kaş in Turkey, where life feels easy and free - just like me! ✌️🌊

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